We are a real estate company located in the UK. We offer real estate services which include mortgage services at the best possible rates.

We help link mortgage lenders with buyers. Book an appointment to get free consultancy regarding your mortgage deals. You have to fill in the form below and provide us with all the necessary details.

You must fill in the form in the following steps:

1. Address: Enter your postcode. Through this, we will be able to track you down accurately.
2. Date and Time: Pick a date and time which is suitable for you. Our team values time, and so they are always punctual.
3. Your Details: Fill in your details such as name, ID card details, and contact information.

What Happens After? 

Once you have sent in the form, an email will be sent to you confirming the date, time and place. It normally takes us a maximum of 3 working days to respond. If there are any changes you want to make then you must let us know about them in advance.

What Happens At The Appointment?

In the first meeting, our goal is to understand our clients and where they come from. Our consultants will provide a step-to-step guide into mortgage deals. You may ask them whatever question comes to your mind.

1. Proof of Identity: Any form of identities such as a Passport, driving licence, or ID card is acceptable.
2. Proof of Income: You must bring details about the company you are working in. This may include your appointment letter confirming your working status. You must also bring your payslip for the last three months.
3. Proof of Address: This includes your full address history of where you have lived in the last 3 years. You must also bring your proof of residencies such as your utility bills, tax paper, or bank statement.
4. Proof of deposit
5. Proof of insurance (optional)
6. Details of the property you may own. (optional)

Please make sure that you bring original and photocopies of each document.

We offer mortgage advice to all our clients. Our team of experts researches each deal thoroughly before giving you advice regarding any deal. Whether you are a first-time buyer or are in search to remortgage your home, we are here to help you out. We connect mortgage borrowers with lenders.We aim to make sure you get mortgages at the best possible rates.

Our mortgage advice includes the following:

• First-time mortgage buyers
• Repayment of mortgage
• Interest-only mortgage advice
• Remortgaging your home advice
• Types of mortgage deals

Our mortgage advice is a 4 step process. Each of the steps is handled with care and professionalism. Our journey is as follows:

• COMPARE AND CONTRAST 

We will present you a list of mortgage deals and then compare them for you, over the phone. We provide you with a wide variety of mortgage deals that are out there. Our goal is to make sure you get a deal at exclusively good rates. You can even do this online via our website. If you have any queries during the online procedure, you may contact us.

• CHECK QUALIFICATIONS

Once you have decided on your mortgage deal, it’s time to see whether you qualify or not. In this process, our consultants will ask your questions about your finances. Nobody wants to get into a deal, which brings financial losses. Once your finances are checked, we will tell you whether you qualify or not. This service may include a credit check to see if the mortgage is affordable or not.

• APPLY FOR THE MORTGAGE DEAL

Once all the details have been checked, you may apply for the deal. There are online forms available for each deal, and you may do so if you like. The form can even be filled in person or by phone call via an appointment. If the application requires assistance, then you may contact us whenever.

• TRACK YOUR APPLICATION

Once you apply for the application, you will get access to a portal. You may check the application online whenever you want. Our portal access is available 24/7. We will also appoint a case manager who will do the legwork for you.

A mortgage valuation is a benefit for the lender, and we make sure it stays that way.

When a house is purchased and you need a mortgage, the lender commissions a mortgage valuation. The purpose of the mortgage valuation is to check whether the value added to your property is fair or not. It checks the security of your property, whether it is defective or not. They are carried out via surveys that check the lender’s details.

The mortgage valuation is a small inspection of the property. As a result, many lenders do not provide a mortgage valuation for fear that it may limit their value. When actually, the truth is that it only strengthens it even more.

At Care Finacial Services, our team of professionals handles the mortgage valuation report. We make sure that every detail is added to your mortgage valuation to make your property look even more attractive.

What Happens After A Mortgage Valuation?

After the mortgage valuation is carried out, the surveyor then decides the property’s value to your mortgage lender. If the survey suggests a higher price than the actual worth of the property, then the owner receives a ‘’down valuation.’ However, if the surveyor agrees, then the lender will offer the loan which has been requested.

Why Should A Down Valuation Matter To You?

A down valuation can lead to a decrease in the expected loan. It could ruin your entire deal and even make you lose the actual worth of your property.

How Can A Down Valuation Be Avoided?

You can avoid a down valuation of your property by the following:

1. Research: You must research the value of the property you want to sell. It would be best to look at the rates in the market in your area.
2. Set a Realistic Price: The research you conduct will give you a good idea of what you should be doing. Make sure you set up a worthy price.
3. Consult Experts: If you are new to this, you should consult with experts. You can check your rates with local agents to get confirmation on the prices being set.
4. Check your lender: It is best to know your lender and their expectations before making any deal. You must check what property value your lender has on their file.

How Can We Help?

• We will provide a team equipped to make an accurate mortgage valuation report.
• We will connect you with experienced lenders who know what they are doing.
• We will provide you with all the information you need regarding the deal.
• You can also benefit from our online instant valuation services.