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Finding the right deal can be difficult if you are a first-time buyer or simply looking for someone to remortgage. Credas Financial is the mortgage services specialist company. Their professional mortgage experts can guide you through the entire process. They will provide insight into all the steps right from the first meeting. You have to set up an appointment with us. You can call them or visit their branch for various mortgage services. They offer their services in the following mortgage products:

Residential Mortgage                        Buy to Let Mortgage

Remortgage                                      Limited Company Mortgage

Help to Buy                                       Right to Buy                                        

Commercial Mortgage                       Bad Credit Mortgage

Expat & Foreign National                  International Mortgages


Note: As a dedicated accountancy firm in the UK, we prioritize financial well-being. While we do not directly offer mortgage services, we collaborate with trusted professionals. We proudly recommend Credas Financial as our preferred mortgage advisor. Their expertise aligns seamlessly with our commitment to client satisfaction. Please note that our role is solely that of an introducer; we do not provide mortgage services directly. Clients are encouraged to assess Credas Financial’s services independently. We aim to facilitate informed decisions, fostering a comprehensive financial experience for our valued clients.

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Credas Financial offers mortgage advice to all our clients. Their team of experts researches each deal thoroughly before giving you advice regarding any deal.

Whether you are a first-time buyer or are in search to remortgage your home, Credas Financial are here to help you out. They connect mortgage borrowers with lenders. They aim to make sure you get mortgages at the best possible rates. Mortgage advice includes the following:

  • First-time mortgage buyers
  • Repayment of mortgage
  • Interest-only mortgage advice
  • Remortgaging your home advice
  • Types of mortgage deals

A piece of mortgage advice is a 4 step process. Each of the steps is handled with care and professionalism. The journey is as follows:

  • Compare and Contrast

Your mortgage advisor will provide you with a wide variety of mortgage deals that are out there. They aim to ensure you get a deal at reasonable rates. You can even do this online via their website. You may contact them if you have any queries during the online procedure.

  • Check Qualifications

Once you decide on your mortgage deal, it’s time to see whether you qualify. In this process, their consultants will ask you questions about your finances. Nobody wants to get into a deal that brings financial losses. Once your finances are checked, they will tell you whether you qualify. This service may include a credit check to see if the mortgage is affordable.

  • Apply for the Mortgage Deal

You may apply for the deal once all the details have been checked. You may ask your advisor to provide you with available forms for each deal; you may do so if you like. The form can even be filled in person or by phone call via an appointment. If the application requires assistance, then you may contact them whenever.

  • Track your Application

Once you apply for the application, you may ask your advisor to check the status of your application whenever you want. They will also appoint a case manager to do the legwork for you.


When a house is purchased, and you need a mortgage, the lender commissions a mortgage valuation. The mortgage valuation aims to check whether the value added to your property is fair. It contains the security of your property, whether it is defective or not. They are carried out via surveys that check the lender’s details.

The mortgage valuation is a slight inspection of the property. As a result, many lenders do not provide a mortgage valuation for fear that it may limit their value. When actually, the truth is that it only strengthens it even more.

What happens after a Mortgage Valuation?

After the mortgage valuation, the surveyor decides the property’s value to your mortgage lender. If the survey suggests a higher price than the property’s actual worth, then the owner receives a “down valuation.’ However, if the surveyor agrees, then the lender will offer the loan which has been requested.

Why should a Down Valuation matter to you?

A down valuation can lead to a decrease in the expected loan. It could ruin your entire deal and even make you lose the actual worth of your property.

How can a Down Valuation be avoided?

  1. Research: You must research the property’s value you want to sell. It would be best to look at the rates in the market in your area.
  2. Set a Realistic Price: Your research will give you a good idea of what to do. Make sure you set up a worthy price.
  3. Consult Experts: If you are new to this, you should consult with experts. You can check your rates with local agents to get confirmation on the prices being set.
  4. Check your lender: Knowing your lender and their expectations is best before making any deal. You must check what property value your lender has on their file.

How can Credas Financial help?

At Credas Financial, a team of professionals handles the mortgage valuation report. They ensure every detail is added to your mortgage valuation to make your property look even more attractive. They will also help you with the following:

  • They will provide a team equipped to make an accurate mortgage valuation report.
  • They will connect you with experienced lenders who know what they are doing.
  • They will provide you with all the information you need regarding the deal.

Mortgaging with care
Easy finance for you

The key determinant of our success lies in client satisfaction and experience. We believe in a simple memorable, consistent customer journey through our website, networking, social media and referrals and engaging them on a long term basis.

STEP 1Expectations and delivery

We explain the work process to our clients, timescales, and responsibilities to eliminate any ambiguity. We make promises that we can deliver and align our processes to these commitments

STEP 2Care and Highest level of Service

Our entire team is extremely passionate about the requirement of our customers and their well-being. We are extremely thankful to them for the level of care and service provided by them.

STEP 3Communication is our strength

The strength of our client relationships vests in regular communication with them, whether face to face or virtual. We ensure that our client’s trust and understand us.

STEP 4You are just not a number

We focus on client relationships who are who are just not a number for us. Our product range is wide to suit their requirements. More importantly, we are always available to them whenever they need us.

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Get in Touch

Come and visit our offices or simply send us an email anytime you want. We are open to all suggestions from our clients.
94 Street Lane
9 Sheaf Lane
Coventry Road
B26 3EJ, UK
0113 8870 218
0121 7268 542
[email protected]

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    Leeds: 94 Street Lane, LS8 2AL
    Birmingham: 9 Sheaf Lane, Coventry Road,B26 3EJ
    London: Suite 2462, Unit 3A,34-35 Hatton Garden, EC1N 8DX
    Bradford: 22 Muirhead Drive, BD4 0HJ

    OUR LOCATIONSWhere to find us
    GET IN TOUCHCare Accountancy Social Links
    Taking seamless key performance indicators offline to maximise the long tail.
    Leeds: 94 Street Lane, Leeds
    Birmingham: 9 Sheaf Lane, Coventry Road, Birmingham
    London: Suite 2462, Unit 3A,34-35 Hatton Garden,London, EC1N 8DX
    Bradford: 22 Muirhead Drive, Bradford, BD4 0HJ
    OUR LOCATIONSWhere to find us
    Leeds: 0113 8870 218
    Birmingham: 0121 7268 542
    London: 0208 0908 998
    Bradford: 44 7515 029751
    GET IN TOUCHCare Accountancy Social Links
    Taking seamless key performance indicators offline to maximise the long tail.

    Copyright by CareAccountancy. All rights reserved.

    Copyright by CareAccountancy. All rights reserved.

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