Commercial mortgages are generally taken over once a business loan finishes. In most cases business loans are unsecured and can be a financial strain.
Lenders need security when they are dealing with larger numbers. A commercial mortgage lasts from four to twenty years, depending on the interest rates which are attached to it. You must check the loan-to-value ratio in order to check whether the property is worth it or not.
If you are deciding to use a commercial mortgage as an investment then the amount you generate varies drastically. It can be determined through the rental income which is generated via the investment. However, when dealing with a commercial mortgage you must keep in mind that it should not exceed the actual loan.