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Mortgage
Rates

There are different kinds of mortgage rates to choose from. If you are confused about which one you should be relying upon then do not worry.

At Care4mortgages we hire a team of professionals who will take you through each mortgage rate which is available.

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They will take you through each rate step by step, for you to better understand which one to choose from.

The different kinds of mortgage rates available are:

Standard Variable Mortgage RateĀ 

It is the normal rate charged by the lender without any discounts or special deals. It is subjected to change depending on the market conditions. It requires no early repayment charges or fee. However, it often charges at a high rate than a fixed one.

Fixed Rate Mortgages

It is a mortgage rate where the interest rate is fixed for a specific period of time. Once the period is over, it may revert to the standard variable mortgage.

Capped Rate Mortgages

A capped mortgage rate is the same as a standard variable rate. However, it charges a maximum interest rate.

Tracker Rate Mortgage

In a tracker rate mortgage, the interest rate moves up and down depending on the base rate set by the Bank of England.

Discounted Rate Mortgage

The mortgage interest rate is deducted through a discounted mortgage rate for a specific amount of time. When the lender’s Standard Variable Rate falls so do your monthly payments and it can provide lower monthly mortgage payments at the start of the mortgage. However, an arrangement fee may be implemented.

Please note that these mortgage services are provided by Care4Mortgages which is a trading style name of Mian Asif Zubair who is an Appointed Representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority 450731. DPA number Z1092956.

Mr. Zubair is a qualified mortgage broker holding the qualification of CeMAP with FCA number 814367.

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Rhoundhay
Leeds
LS8 2AL, UK
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Coventry Road
Birmingham
B23 6EJ, UK
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    9 Sheaf Lane, Coventry Road, Birmingham
    OUR LOCATIONSWhere to find us
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    GET IN TOUCHCare Accountancy Social Links
    Taking seamless key performance indicators offline to maximise the long tail.

    Copyright by CareAccountancy. All rights reserved.

    Copyright by CareAccountancy. All rights reserved.