A mortgage valuation is a benefit for the lender, and we make sure it stays that way.

What Happens After A Mortgage Valuation?

After the mortgage valuation is carried out, the surveyor then decides the property’s value to your mortgage lender. If the survey suggests a higher price than the actual worth of the property, then the owner receives a ‘’down valuation.’ However, if the surveyor agrees, then the lender will offer the loan which has been requested.

Why Should A Down Valuation Matter To You?

A down valuation can lead to a decrease in the expected loan. It could ruin your entire deal and even make you lose the actual worth of your property.

How Can A Down Valuation Be Avoided?

You can avoid a down valuation of your property by the following:

1. Research: You must research the value of the property you want to sell. It would be best to look at the rates in the market in your area.
2. Set a Realistic Price: The research you conduct will give you a good idea of what you should be doing. Make sure you set up a worthy price.
3. Consult Experts: If you are new to this, you should consult with experts. You can check your rates with local agents to get confirmation on the prices being set.
4. Check your lender: It is best to know your lender and their expectations before making any deal. You must check what property value your lender has on their file.

How Can We Help?

• We will provide you with a team that is equipped to make an accurate mortgage valuation report.
• We will connect you to lenders who are experienced and have an idea about what they are doing.
• We will provide you with all the information you need regarding the deal.
• You can also benefit from our online instant valuation services.

Please note that these mortgage services are provided by Care4Mortgages which is a trading style name of Mian Asif Zubair who is an Appointed Representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority 450731. DPA number Z1092956.