When a house is purchased, and you need a mortgage, the lender commissions a mortgage valuation. The purpose of the mortgage valuation is to check whether the value added to your property is fair or not. It checks the security of your property, whether it is defective or not. They are carried out via surveys which tend to check the details of the lender.

The mortgage valuation is a small inspection of the property. As a result, many lenders do not provide a mortgage valuation in fear that it may limit their value. When actually, the truth is that it only strengthens it even more.

At Care4Mortgages, our team of professionals handles the mortgage valuation report. We make sure that every detail is added to your mortgage valuation to make your property look even more attractive.

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A mortgage valuation is a benefit for the lender, and we make sure it stays that way.

What Happens After A Mortgage Valuation?

After the mortgage valuation is carried out, the surveyor then decides the property’s value to your mortgage lender. If the survey suggests a higher price than the actual worth of the property, then the owner receives a ‘’down valuation.’ However, if the surveyor agrees, then the lender will offer the loan which has been requested.

Why Should A Down Valuation Matter To You?

A down valuation can lead to a decrease in the expected loan. It could ruin your entire deal and even make you lose the actual worth of your property.

How Can A Down Valuation Be Avoided?

You can avoid a down valuation of your property by the following:

  1. Research: You must research the value of the property you want to sell. It would be best to look at the rates in the market in your area.
  2. Set a Realistic Price: The research you conduct will give you a good idea of what you should be doing. Make sure you set up a worthy price.
  3. Consult Experts: If you are new to this, you should consult with experts. You can check your rates with local agents to get confirmation on the prices being set.
  4. Check your lender: It is best to know your lender and their expectations before making any deal. You must check what property value your lender has on their file.

How Can We Help?

  • We will provide you with a team that is equipped to make an accurate mortgage valuation report.
  • We will connect you to lenders who are experienced and have an idea about what they are doing.
  • We will provide you with all the information you need regarding the deal.
  • You can also benefit from our online instant valuation services.

Please note that these mortgage services are provided by Care4Mortgages which is a trading style name of Mian Asif Zubair who is an Appointed Representative of Ingard Financial Limited which is authorised and regulated by the Financial Conduct Authority 450731. DPA number Z1092956.

Mr. Zubair is a qualified mortgage broker holding the qualification of CeMAP with FCA number 814367.

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STEP 1Expectations and delivery

We explain the work process to our clients, timescales, and responsibilities to eliminate any ambiguity. We make promises that we can deliver and align our processes to these commitments

STEP 2Care and Highest level of Service

Our entire team is extremely passionate about the requirement of our customers and their well-being. We are extremely thankful to them for the level of care and service provided by them.

STEP 3Communication is our strength

The strength of our client relationships vests in regular communication with them, whether face to face or virtual. We ensure that our client’s trust and understand us.

STEP 4You are just not a number

We focus on client relationships who are who are just not a number for us. Our product range is wide to suit their requirements. More importantly, we are always available to them whenever they need us.

Get in Touch

Come and visit our offices or simply send us an email anytime you want. We are open to all suggestions from our clients.
94 Street Lane
9 Sheaf Lane
Coventry Road
B26 3EJ, UK
0113 8870 218
0121 7268 542
[email protected]

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    Leeds: 94 Street Lane, LS8 2AL
    Birmingham: 9 Sheaf Lane, Coventry Road,B26 3EJ
    London: Suite 2462, Unit 3A,34-35 Hatton Garden, EC1N 8DX
    Bradford: 22 Muirhead Drive, BD4 0HJ

    OUR LOCATIONSWhere to find us
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    Leeds: 94 Street Lane, Leeds
    Birmingham: 9 Sheaf Lane, Coventry Road, Birmingham
    London: Suite 2462, Unit 3A,34-35 Hatton Garden,London, EC1N 8DX
    Bradford: 22 Muirhead Drive, Bradford, BD4 0HJ
    OUR LOCATIONSWhere to find us
    Leeds: 0113 8870 218
    Birmingham: 0121 7268 542
    London: 0208 0908 998
    Bradford: 44 7515 029751
    GET IN TOUCHCare Accountancy Social Links
    Taking seamless key performance indicators offline to maximise the long tail.

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    Copyright by CareAccountancy. All rights reserved.

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