HELP US IN HELPING YOU BETTER

Mortgage
Rates

There are different kinds of mortgage rates to choose from. If you are confused about which one you should be relying upon, then do not worry. Credas Financial’s services hire a team of professionals to take you through each available mortgage rate. No one wants to do business with someone with a bad credit history; however, if that sounds like you, then you should not worry.

Note: As a dedicated accountancy firm in the UK, we prioritize financial well-being. While we do not directly offer mortgage services, we collaborate with trusted professionals. We proudly recommend Credas Financial as our preferred mortgage advisor. Their expertise aligns seamlessly with our commitment to client satisfaction. Please note that our role is solely that of an introducer; we do not provide mortgage services directly. Clients are encouraged to assess Credas Financial’s services independently. We aim to facilitate informed decisions, fostering a comprehensive financial experience for our valued clients.

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SOLUTIONS FOR YOUR FINANCES

Mortgage
Rates

Credas Financial’s services will take you through each rate step by step, for you to better understand which one to choose from.

The different kinds of mortgage rates available are:

Standard Variable Mortgage Rate 

It is the average rate the lender charges without discounts or special deals. It is subject to change depending on the market conditions. It requires no early repayment charges or fees. However, it often charges at a higher rate than a fixed one.

Fixed Rate Mortgages

It is a mortgage rate where the interest rate is fixed for a specific period. Once the period is over, it may revert to the standard variable mortgage.

Capped Rate Mortgages

A capped mortgage rate is the same as a standard variable rate. However, it charges a maximum interest rate.

Tracker Rate Mortgage

In a tracker rate mortgage, the interest rate moves up and down depending on the base rate set by the Bank of England.

Discounted Rate Mortgage

The mortgage interest rate is deducted through a discounted mortgage rate for a specific time. When the lender’s Standard Variable Rate falls, so do your monthly payments, and it can provide lower monthly mortgage payments at the start of the mortgage. However, an arrangement fee may be implemented.

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HELPING TO GET BEYONG ORDINARY

Mortgaging with care
Easy finance for you

The key determinant of our success lies in client satisfaction and experience. We believe in a simple memorable, consistent customer journey through our website, networking, social media, and referrals and engaging them on a long-term basis.

STEP 1Expectations and delivery

We explain the work process, timescales, and responsibilities to our clients to eliminate ambiguity. We make promises that we can deliver and align our processes to these commitments.

STEP 2Care and Highest level of Service

Our entire team is extremely passionate about the requirement of our customers and their well-being. We are extremely thankful to them for the level of care and service provided by them.

STEP 3Communication is our strength

The strength of our client relationships vests in regular communication with them, whether face to face, over a phone call, or virtual. We ensure that our clients trust us and understand us.

STEP 4You are just not a number

We focus on client relationships who are just not a number for us. Our product range is wide to suit their requirements. More importantly, we are always available to them whenever they need us.
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OUR OFFICES

Get in Touch

Come and visit our offices or simply send us an email anytime you want. We are open to all suggestions from our clients.
Address
94 Street Lane
Rhoundhay
Leeds
LS8 2AL, UK
Address
9 Sheaf Lane
Coventry Road
Birmingham
B23 6EJ, UK
Contact
0113 8870 218
0121 7268 542
info@careaccountancy.co.uk

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    Offices
    Leeds: 94 Street Lane, LS8 2AL
    Birmingham: 9 Sheaf Lane, Coventry Road,B26 3EJ
    London: Suite 2462, Unit 3A,34-35 Hatton Garden, EC1N 8DX
    Bradford: 22 Muirhead Drive, BD4 0HJ

    OUR LOCATIONSWhere to find us
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    CareAccountancyOffices
    Leeds: 94 Street Lane, Leeds
    Birmingham: 9 Sheaf Lane, Coventry Road, Birmingham
    London: Suite 2462, Unit 3A,34-35 Hatton Garden,London, EC1N 8DX
    Bradford: 22 Muirhead Drive, Bradford, BD4 0HJ
    OUR LOCATIONSWhere to find us
    Leeds: 0113 8870 218
    Birmingham: 0121 7268 542
    London: 0208 0908 998
    Bradford: 44 7515 029751
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    GET IN TOUCHCare Accountancy Social Links
    Taking seamless key performance indicators offline to maximise the long tail.

    Copyright by CareAccountancy. All rights reserved.

    Copyright by CareAccountancy. All rights reserved.

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